acommunityfinance.com is not a direct lender and therefore does not offer loans or other money services. Neither do they make any credit decisions. It’s an advertising connecting service where we help our customers find a perfect lender and get the best loans at the most affordable and convenient rates and terms.
Al our partners are independent third-party lenders – legitimate lending companies that operate according to the US lending laws and regulations.
You register online from your home computer or any mobile device. Because the process occurs online which is fast and easy. If you are matched with a lender you will receive an offer from that lender with the terms and conditions of the loan. If you agree to the terms (and you may decline them,) the money could be available for your use as soon as the next business day.
Independent lenders have their own individual requirements that must be met, but typical basic eligibility criteria include:
- 18 years of age or older
- U.S. residency
- Valid checking or savings account with direct deposit
- Minimum regular income of $1,000 per month
- Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.